How to Choose a Builder

Prospective buyers, opting to buy from a Builder, often find themselves in a quandary when having to choose the best Builder. Thus, it becomes imperative that you as a buyer assess the credibility of a particular Builder. The following cues can help you take the call:

1. Verify the career graph of the Builder/Promoter, conducting a check on the background and reputation of the builder as well as the projects he has executed.
2. Speak to as many people as possible about the Builder and the project before committing to buy. If possible, gather information from the occupants in his previous projects regarding, quality of construction, timely delivery, compliance with the Agreement, amenities made available.
3. Find out whether the Builder has a clear title over the land. Check the history of the land on which the Builder is building. You can do a personal check or engage professional legal services to verify the title of land ownership.
4. Get an Advocate to scrutinize the Development Agreement if the land has been acquired on an agreement with the landowner and examine the title of the land ownership.
5. Confirm if the Builder's claim to sell is authentic and that he has the authority to sell. If he is selling on behalf of the Seller, check if he is duly authorised by a Power of Attorney, executed and authenticated before the Sub-Registrar to act on behalf of the Seller.
6. Ask the Builder if he has obtained a 'Completion Certificate' and an 'Occupancy Certificate'. These are proof of compliance with all local municipal regulations.
7. Check for certifications and ratings of the project from credit rating /grading agencies like the CRISIL - NAREDCO Rating. Check if the builder's firm is an ISO certified company.

Questions to ask a Builder:
If you are buying in a project under construction, you can pose questions to the Builder along the following lines:

1. How many homes does he/his firm build per year?
2. What is the typical construction time for the cycle of permit to completion?
3. Will a construction site Manager be appointed for the job?
4. What type of communication is he open to during the entire process - will you meet on a regular basis to review progress or can you call at any time?
5. Does he have a construction timeline that can tell you when to expect the finished product?
6. Within what time frame can he entertain any concerns regarding corrections you need him to make?

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